Penalty Calculator
What's my
penalty risk?
HMRC uses a points-based system for MTD for Income Tax late submissions. Miss a deadline, earn a point. Hit the threshold, pay a fine. Calculate your exposure below.
0
0
Penalty Status
No penalty
0 points total
Points this year 0
Carry-over points 0
Total points 0
Penalty threshold 4 points
Financial penalty £0
Soft landing active Yes
This calculator is based on HMRC's published MTD for Income Tax points-based penalty regime. Late payment penalties (2% after 15 days, 4% after 30 days) are separate and not included here. Always consult a qualified accountant for your actual position.
How the points system works
Points Status Financial Penalty
1 - 3 Accumulating None
4 Threshold reached £200
5+ Each further miss £200 per miss
Reset 24 months compliance Points cleared
Quarterly updates have to reach HMRC through software. DoneTax and DoneSE keep your records and file each quarter when you are ready.